Students will be assessed by either Student Finance England, Student Finance Wales, Student Finance NI or Student Awards Agency of Scotland (SAAS) to determine eligibility for means testing and how much financial support would be available. Finance assessments depend on the income of both the student and their legal guardian or spouse’s/partner’s income.
Tuition fees are reviewed each year and any increases will be in line with the UK Government policy. Please note that fees for courses at Plymouth University may differ from College fees so be sure to check before applying.
Additional costs may need to be considered depending on the course, but typically students will need to cover the cost of materials or equipment and study trips.
|Tuition Fees 2019/20||Full-time Students||Part-time Students||Overseas Students|
|Foundation Degree||£8,224 p/a||£4,112 p/a||£9,335 p/a|
|HND/HNC||£8,224 p/a||£4,112 p/a||£9,335 p/a|
|Top-up Year||£9,250 p/a||£4,645 p/a||£9,335 p/a|
|PGCE/Cert Ed||£9,250 p/a||£4,645 p/a||£9,335 p/a|
Tuition Fee Loans
Eligible full-time and part-time undergraduate students will not have to pay fees before they start their course or while they are studying, as they can apply for a Tuition Fee Loan to cover these costs. Fees will be paid directly to the University or College by the Student Loans Company. Students of any age can apply and loans will only need to be repaid once a student has left their University programme and is earning over £25,000.
Help with living costs may be available for the duration of a student’s University programme in the form of a Maintenance Loan that attracts a low rate of interest. First and second year students can apply for up to £7,324 when living at home or £8,700 for students living away from home and outside of London. Maintenance Loan money is paid directly into the student’s bank or building society at the start of each term, in three instalments.
Tuition Fee and Maintenance Loans will be repayable after the student has finished the programme and is earning more than £25,000 per year. If earnings fall below the £25,000 threshold the repayments will stop until their earnings rise above the threshold again. Deductions are usually made through the PAYE tax system by the employer in the same way as Income Tax and National Insurance contributions. The amount paid back is determined by how much is earned, not by how much is owed, and is 9% of earnings above £25,000 a year.
Disabled Student Allowance
Funding through the Disabled Student Allowance (DSA) is available for eligible students with an illness, disability, medical condition or learning difficulty (including dyslexia) to help cover additional costs incurred as a direct result of their disability. Students of all ages can apply for DSA on the government website and the money does not need to be paid back.
Eligible students who are actively registered on the 1st February will receive one of three bursaries from the College.
|Student||Household Income||Bursary Amount|
|Type 1||Up to £25,000||£720 p/a|
|Type 2||Above £25,000||£320 p/a|
|Type 3||All part-time students||£225 p/a|
Help applying for student finance is available from the College's Student Support Adviser.
Living on a Budget
We all know that student living covers a grey area when it comes to finances, but it really doesn't have to be this way. So many hints and tips can help students to live comfortably with a little money management and forward planning. With plenty of things to consider, students must remember to apply for their student finance as early as possible; applications are even considered if no institutions have offered places yet.
If you need help organising your finances or getting to grips with budgeting, the door to our friendly Student Support Office is always open.
Our Five Top Tips:
- Plan your spending
Set yourself a food budget for each month and don't forget to include rent, bills, travel, food, books and even things like your TV Licence and spending money for nights out. Remember that students are also exempt from paying council tax bills so be sure to inform them of your studentship.
- Student Bank Account
Shop around to find the best deal for you when it comes to getting a student bank account. Many banks will offer incentives and larger overdrafts but be sure to read the fine print before you commit.
- Savvy Shopping
Be aware of how much money you're spending on food and drop down a brand or even to a cheaper supermarket if you're feeling the pinch, avoiding those costly take-aways. Buy your important textbooks secondhand from previous students or borrow from the library to avoid the cost altogether.
- Student Discounts
Search for shops that offer student discount with an NUS card and even companies that offer free or discounted packages for students. It may be worth checking if there are any travel deals for local buses or applying for a train railcard to get discounted travel.
- Part-time Jobs
If there is a spare day or two within the study week, it may be worth searching for part-time job opportunities in the local area to supplement income. Also, consider paid roles at the College like becoming a Student Ambassador to represent your course.